SPLIT OR COMBINATION HOME LOAN

If you want the best of both worlds, it is possible to fix a portion of the loan, whilst keeping a portion variable with an offset a/c.  

This gives you surety over the interest rates whilst giving you the benefit of the variable with offset a/c effectively "hedging your bets" with regards to interest rates

For full detail on the benefits of each, see Fixed Rate loan and Variable with offset a/c.

Generally the most effective way to structure multiple loans will be under a Package. 

Before making a decision though, you need to discuss your options with a professional.  Following an analysis of your situation, we will discuss the features of the many Loan Types available and match a solution that meets your requirements and objectives – see our Loan Process.